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Delivering Benefit solutions

benefit solutions don’t have to be complicated

Enterprise level benefit packages tailored specifically for employers with 15+ benefit-eligible employees.

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who we are

In biology, efferent neurons (also known as “motor neurons”) carry signals from the brain and spinal cord to the muscles and organs, initiating actions or protecting us from harm. For instance, if you’re about to touch a hot stove, it’s those efferent neurons that quickly signal your muscles to pull your hand away.

While we won’t claim to be culinary experts, we do aim to protect you from the metaphorical “hot stove” when it comes to the group benefits insurance ecosystem.

That’s the spirit behind Efferent Solutions—an independent, full-service employee benefits insurance agency with almost two decades of experience advising employers nationwide on how to create customized, competitive group employee benefit packages.

We serve as a trusted bridge between our employer clients (the brain and spinal cord) and their most valuable assets: their employees (the muscles and organs that keep the organization healthy and thriving). What Sets Us Apart:

  • Employer and Employee-Centric: We prioritize both the needs of the organization and its people, ensuring a balanced and sustainable benefits strategy.

  • Carrier-Agnostic: Our solutions are tailored to your unique needs, not influenced by any one insurance provider. This allows us to find the best possible match for your company.

  • Specialized in Engineering Firms: With deep expertise in the engineering sector, we address the unique challenges engineering firms face when designing and managing employee benefits.

  • Partner of ACEC Life/Health Trust: As a trusted partner of the American Council of Engineering Companies (ACEC) Life/Health Trust, we bring additional value and access to specialized resources for engineering firms.

  • Experts in Healthcare Consulting: From ACA-compliant plans to innovative solutions like Level-Funded, Self-Funded, Captive Insurance, Reference-Based Pricing, and Ancillary Benefits, we have the knowledge and experience to guide small to large employers through complex healthcare decisions.

comprehensive benefits consulting services at your fingertips

What we do

Transparency Powers Decisions.

There is no universal solution when it comes to employee benefits. While the various benefit categories are similar across organizations, your company's specific objectives, goals, and budgetary considerations are unique.

As your strategic partner, we utilize advanced benchmarking and business intelligence tools to develop a tailored benefits strategy that:

  • Future-proofs your healthcare programs

  • Aligns with your short- and long-term business objectives, goals, and budgets

  • Reinforces your company culture and brand

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Efferent Solutions | Benefit Solutions
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If your company is Looking to enhance your benefits programs with any of the services listed below - And more, let’s talk:

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Group Employee Benefits

Compliance Support

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Custom Benefits Management Technology Portal

Human Resources (HR) Consulting Services

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Patient Healthcare Advocacy

HR Support Hotline

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THE BEST benefit packages FALL FLAT WITHOUT PROPER communication.

Our process is simple

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Schedule a discovery call to explore how we can collaborate and determine if we’re the right fit for your needs.

create alignment

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Once we’ve fully understood your needs, we will present a customized solution designed to align with your overarching business objectives.

customize solutions

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A tailored benefits package that safeguards your employees, strengthens your company culture, and supports your financial objectives.

deliver results

WHAT CLIENTS ARE SAYING

  • "As a business offering health benefits to employees for the first time proHNS LLC was lucky to get connected with Nitai Spiro of Efferent Solutions. 

    Nitai is very knowledgeable about health insurance and met with us several times to lay out our options and answer all our specific questions.  He is always very prompt in his communications and ensured we were able to implement our program on our tight roll out schedule. 

    Nitai went out of his way to personalize the program for our company, and I would certainly recommend him to other businesses looking for assistance to manage their health insurance program."

    Lucas C. - Principal, Engineering Firm

  • “Nitai approached our business five years ago and offered to review our insurance benefit offerings. As the initial phone call progressed, he helped educate me that what we were offering through regional plans was not equitable between states.

    He was able to find us a national plan that fit our needs and didn't increase our premiums. We were impressed not only with his ability to find us better offerings but also offered a platform for open enrollment that was easy to use. He joined me during open enrollment each year to present our plans to our staff. He is well spoken, personable, and handles questions easily.

    If you are not happy with your current broker, I recommend you talk with Nitai.”

    Diane N. - Accountant, Geoscience Consulting Firm

Efferent

insights

get in touch

ready to book your consultation?

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frequently asked questions

  • With over 100 years of experience representing engineering firms, architecture firms, and other specialists nationwide, the American Council of Engineering Companies (ACEC) has long been a trusted voice in the industry. Efferent Solutions has been proud to partner with ACEC and the ACEC Life/Health Trust for many years, helping firms like yours navigate the complexities of employee benefits.

    If you’d like to learn how your engineering firm can offer richer benefits at a lower cost—helping you compete with larger enterprises to attract top talent.

  • Yes. We work with clients across a wide range of industries and are equipped to design tailored benefit programs that align with your unique needs and objectives.

  • We partner with small to large group employers across various industries. To ensure we can deliver the highest level of service and efficiency, we typically work with organizations that have a minimum of 15 employees enrolled (or expected to enroll) in their group medical benefit plans.

  • Yes. At Efferent Solutions, we invest in our clients by covering the cost of your custom benefits management and onboarding portal using a portion of the commissions we earn. It’s just one of the ways we deliver added value and reduce administrative burdens for your team.

  • We specialize in the design and implementation of comprehensive employee benefit programs. Whether you're looking to establish a straightforward group medical plan or develop a more intricate offering—including wellness initiatives, group disability and life insurance, compliance support, and integrated HR solutions—we tailor each program to meet your organization’s unique goals and workforce needs. Please reference the Additional services section here.

  • The majority of our communications are conducted efficiently via email, phone, or video conferencing. When requested, we’re also happy to accommodate in-person meetings to suit your preferences.

    Most enrollment meetings are delivered through live online webinars, which are recorded for future use—particularly helpful for onboarding new hires. In-person enrollment sessions are available upon request as well.

    At Efferent Solutions, we embrace modern technology to provide both employers and employees with 24/7/365 digital access to their benefits—ensuring convenience, transparency, and continuous support.