employee benefit packages designed for a healthier tomorrow

Success in complex terrain relies on having the right guide. With almost two decades of experience, Efferent Solutions is uniquely equipped to navigate your employee benefits journey, offering expert insight and a client-first approach.

Group of people celebrating and throwing papers in the air while sitting on a couch with laptops.

  • You feel pressed for time when choosing your company’s benefit year over year.

  • You’re constantly chasing down employees for paper enrollment forms.

  • You’re still manually updating enrollments across multiple carrier websites.

  • You’re overwhelmed by HR responsibilities without the proper tools or support.

  • Your current partners aren’t offering fresh ideas or evolving solutions to meet your existing or growing business needs.

does this sound familiar?

It's time to move your business forward. Your next chapter starts here.

Workspace with a laptop, architectural plans, coffee, and drawing tools.

what if you could…

Insulate yourself from the complexities of the insurance process—so you can focus on making confident, informed decisions based on solutions tailored to your unique needs.

get your time back

Architect drawing on a drafting table using a ruler and pencil.

Eliminate manual paper enrollment with cutting-edge HRIS and benefits management technology—streamlining administration and enhancing the employee experience.

protect your data

Group of diverse colleagues smiling and working together at a laptop in an office setting.

find the right answers

Gain access to comprehensive HR and compliance support to help you stay up to date in the ever-evolving world of healthcare regulations.

Aerial view of New York City skyline with skyscrapers and clear blue sky.

At Efferent Solutions, we specialize in delivering customized employee benefit strategies designed to meet the unique needs of each client. Our success is rooted in a thoughtful, consultative approach—asking the right questions, actively listening, and providing informed, impactful solutions.

We proudly support a diverse range of clients nationwide, including (but not limited to):

  • Engineering and technical firms

  • Employers with 15 or more benefit-eligible employees

  • Small to large group employers across a variety of industries

Whether you're a growing business or an established organization, Efferent Solutions is here to help you build a benefits program that supports your team and drives long-term value.

who we work with

Diverse group of hands stacked together over a wooden table with documents and a notebook, symbolizing teamwork and unity.

At Efferent Solutions, our success is built on a foundation of core values that guide every aspect of our work. These principles shape the way we interact with clients, partners, and each other:

  • Transparency: We believe in open, honest communication, ensuring clarity in every step of the process.

  • Integrity: We operate with the highest standards of honesty and ethical conduct.

  • Commitment to Service: Our clients’ needs come first, and we are dedicated to providing exceptional service.

  • Timely Communication: We prioritize quick, effective communication to keep things moving forward.

  • Alignment: We align our strategies with your business objectives, ensuring mutual success.

  • Inclusive Solutions: We create tailored benefits programs that meet the diverse needs of your workforce.

  • Accountability: We take responsibility for our actions, ensuring results and consistency.

  • Thought Leadership: We stay ahead of industry trends to provide you with innovative, forward-thinking solutions.

  • Cultivating Relationships: We focus on building strong, lasting relationships with both clients and partners.

at efferent solutions our core values are:

Motivational quote: "Great things in business are never done by one person. They're done by a team of people."

Are you ready to schedule your discovery call to find out if we are the right partner for you?

As your trusted partner, we leverage benchmarking and business intelligence tools to develop a customized benefits strategy that:

  • Future-proofs your healthcare programs

  • Aligns with your short- and long-term objectives, goals, and budgets

  • Reflects and reinforces your company culture and brand

Additionally, we provide a personalized benefits administration technology and onboarding portal, specifically tailored to meet your group’s needs. Best of all, Efferent Solutions covers the entire cost of the benefits administration and onboarding portal, ensuring seamless integration and ease of use.

Digital display showing Red City School District enrollment progress on a computer screen, medical plan selection on a tablet, and plan details on a smartphone.

take a peek into our benefits management portal

how it works

Icon depicting three connected figures in a circular arrangement, symbolizing collaboration or teamwork.

Schedule a discovery call to explore how we can collaborate and determine if we’re the right fit for your needs.

create alignment

Light bulb composed of puzzle pieces, symbolizing ideas or problem-solving.

Once we’ve fully understood your needs, we will present a customized solution designed to align with your overarching business objectives.

customized solutions

Graphic of a clipboard with a checkmark icon and text lines, symbolizing tasks or checklist.

A tailored benefits package that safeguards your employees, strengthens your company culture, and supports your financial objectives.

deliver results

Available benefit package Services

Group Employee Benefits:

  • Medical – HMO / EPO / POS / PPOs / CDHPs (ACA, Level-funded, Self-funded, Captives, Reference-Based Pricing, Association Plans)

  • FSA / Dep FSA / HRA / HSA plans

  • Dental – PPOs / Vision - PPOs

  • Employee Assistance Plans (EAP)

  • Group Term Life / Voluntary Life

  • Short-Term Disability / Long-Term Disability

  • Telehealth / Mental Health

  • Wellness Programs

  • Supplemental – Critical Illness / Hospital Indemnity / Cancer / Accident

Other Services:

  • Human Resources (HR) Consulting Services and Support hotline

  • Virtual and In-person (as needed) Open Enrollment Meetings & Presentations (recorded for future use by current and new hire employees)

  • Custom Open Enrollment Employee Benefit Booklets and materials (available upon request)

  • Section 125 Plans (Premium Only Plans) / Wrap SPD Document Creation

  • Semi-Annual Stewardship Reviews to ensure continued alignment (available upon request)

  • Executive Individual Life Insurance (Term, Whole, Premium Financing, Buy/Sell, Key Person, etc.)

  • Medicare referrals (for any employee approaching 62+ and interested in applying for Medicare coverage)

WHAT CLIENTS ARE SAYING

  • "As a business offering health benefits to employees for the first time proHNS LLC was lucky to get connected with Nitai Spiro of Efferent Solutions. 

    Nitai is very knowledgeable about health insurance and met with us several times to lay out our options and answer all our specific questions.  He is always very prompt in his communications and ensured we were able to implement our program on our tight roll out schedule. 

    Nitai went out of his way to personalize the program for our company, and I would certainly recommend him to other businesses looking for assistance to manage their health insurance program."

    Lucas C. - Principal, Engineering Firm

  • “Nitai approached our business five years ago and offered to review our insurance benefit offerings. As the initial phone call progressed, he helped educate me that what we were offering through regional plans was not equitable between states.

    He was able to find us a national plan that fit our needs and didn't increase our premiums. We were impressed not only with his ability to find us better offerings but also offered a platform for open enrollment that was easy to use. He joined me during open enrollment each year to present our plans to our staff. He is well spoken, personable, and handles questions easily.

    If you are not happy with your current broker, I recommend you talk with Nitai.”

    Diane N. - Accountant, Geoscience Consulting Firm

get in touch

ready to book your consultation?

Online meeting scheduling interface for Efferrent Solutions with a 30-minute meeting option, calendar for selecting date and time, and timezone set to Central Time USA & Canada.

frequently asked questions

  • With over 100 years of experience representing engineering firms, architecture firms, and other specialists nationwide, the American Council of Engineering Companies (ACEC) has long been a trusted voice in the industry. Efferent Solutions has been proud to partner with ACEC and the ACEC Life/Health Trust for many years, helping firms like yours navigate the complexities of employee benefits.

    If you’d like to learn how your engineering firm can offer richer benefits at a lower cost—helping you compete with larger enterprises to attract top talent.

  • Yes. We work with clients across a wide range of industries and are equipped to design tailored benefit programs that align with your unique needs and objectives.

  • We partner with small to large group employers across various industries. To ensure we can deliver the highest level of service and efficiency, we typically work with organizations that have a minimum of 15 employees enrolled (or expected to enroll) in their group medical benefit plans.

  • Yes. At Efferent Solutions, we invest in our clients by covering the cost of your custom benefits management and onboarding portal using a portion of the commissions we earn. It’s just one of the ways we deliver added value and reduce administrative burdens for your team.

  • We specialize in the design and implementation of comprehensive employee benefit programs. Whether you're looking to establish a straightforward group medical plan or develop a more intricate offering—including wellness initiatives, group disability and life insurance, compliance support, and integrated HR solutions—we tailor each program to meet your organization’s unique goals and workforce needs. Please reference the Additional services section here.

  • The majority of our communications are conducted efficiently via email, phone, or video conferencing. When requested, we’re also happy to accommodate in-person meetings to suit your preferences.

    Most enrollment meetings are delivered through live online webinars, which are recorded for future use—particularly helpful for onboarding new hires. In-person enrollment sessions are available upon request as well.

    At Efferent Solutions, we embrace modern technology to provide both employers and employees with 24/7/365 digital access to their benefits—ensuring convenience, transparency, and continuous support.